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Capital Stack and Lendio Join to Help More
Entrepreneurs Access Small Business Loans

Lendio and Capital Stack just made it easier for entrepreneurs with lower credit scores to access money to grow their businesses.

“Access to capital is the lifeblood for new small business and the U.S. economy,” said Brock Blake, Lendio CEO. “Now the entrepreneur dream can be realized for more people.”

Many businesses today have a difficult time getting small business loans. Right now, Blake says nine out of 10 business loan applications fail. It’s why he created Lendio, an online platform that matches qualified business owners with the right lenders and loans. Through Capital Stack, Lendio customers can find more matches to unsecured programs, business cash advances and cash-flow-style bank loans… Read Full Article

Lendio and Capital Stack Launch Program
Helping Those Without Credit Receive Business Loans

Lendio and Capital Stack announce a Bank Flow Cash Program, which helps businesses that don’t qualify for business loans, secure capital to help their businesses grow.

NEW YORK CITY and SALT LAKE CITY — Existing businesses no longer need credit at all to get business loans.

Lendio and Capital Stack today announced a new Bank Flow Cash program, which enables business owners to receive business loans without any credit.

“Many new business owners have either poor credit or no credit history at all,” said Brock Blake, Lendio CEO. “When those people approach banks for small business loans, they are denied the vast majority of the time. Without those funds, many small businesses can’t continue to operate.”

This program is designed specifically to help those types of businesses across the nation. Some industries that often get turned down by bank and cash advance programs include collection agencies, attorneys, accountants, gas stations, travel agencies, and construction. This program will in turn, help create more jobs and strengthen a struggling economy.

“After jointly evaluating the marketplace, we found a large void that didn’t have this type of credit in the system,” said David Rubin, Capital Stack CEO.

There is a large volume of potential businesses that could benefit from this program. Together, Lendio and Capital Stack developed a solution and brought it to the market.

“The key was using the new platform developed by Lendio, to instantaneously scrub market wide the available options for a small business,” Rubin said.

This program allows clients the following benefits:

Underwritten in 24 hours
Funding in a few as 5 days
90% more approvals over traditional bank programs
$20,000 in average approvals
Advances up to $500k
Startups in business 1-3 months can be approved
Profitability not examined
Business credit not examined
500 personal credit is OK
No interest or late fees
Repayment automatically from the bank account
No application fee


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